Strategies For Management Bank Liquidity

This topic is about liquidity management, which means the ability of a bank to determine for itself, the appropriate point in time. This is done by looking at it’s credit portfolio is an indispensable factor for the success of any enterprise. The success or survival of commercial banks, like any other business organization is a function of it’s liquidity management.
What the researcher intends to do is to explore the strategies employed by the first bank of Nigeria Plc in managing it’s liquidity. The study also aims at giving suggestions, as to how the bank, based on the findings of this research can improve it’s business through well planned and articulated liquidity management policy.
In the course of this research work, the researcher encountered some constraints, such as lack of time, inadequate attention from the public and financial constraints.
Nevertheless, the researcher recommends that management accounting techniques should be applied in banks to determine the extent of liquidity holdings of a bank at a particular point in time in order to meet up with the financial obligations of the bank to their customers.