Impact Of Thrift Organization On Economic Well Being Of Individuals And Organization
(A Case Study Of Enugu State)
This study was undertaken to investigate the impacts of thrift organizations on the economic well-being of individuals and groups in Enugu. The first step was to find out the meanings of thrift means the habit of saving money and carefully spending it so that none is wasted. Organization we discovered means a group of people in business. From this we deduce that thrift organization are a group of persons who encourage people to save money, use money carefully to avoid wasting money. Banks mortgage institution, micro credit institutions were also studied and were found to be thrift organization. After reviewing the opinions of those involved in the informal thrift organizations as well as reviewing relevant literature on the formal ones banks co-operative society, data were collected by way of interviewing, method of data analysis and presentation, sample size and sampling techniques, and instrument for data collection. We found that most potent thrift organizations are the mutual assistance groups organized in towns and villages in Enugu State. In Enugu metropolis, it was found that traders engage in (ISUSU) to help them improve and increase the wars in their shops some buy Cars, Motorcycles etc. we recommended that Government should encourage people though education on radio and television on the benefits of mutual aid assistance to enable more people join the groups.
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Title Page
Approval Page
Certification
Dedication
Acknowledgement
Table Of Content
Abstracts
Chapter One
1.0 Introduction
1.1 Background Of The Study
1.2 Statements Of The Study
1.3 Objectives Of The Study
1.4 Significance Of The Study
1.5 Research Questions
1.6 Scope Of The Study
1.7 Limitations Of The Study
1.8 Formulation Of Hypotheses
1.9 Definition Of Terms
Chapter Two
2.0 Literature Review
2.1 Informal Thrift Organizations
2.1.2 Issue Or Traditional Or Contributions In The Rural Areas
2.1.2 Issue Or Traditional Thrifting In The Urban Areas
2.2 Co-Operative Society
2.2.2 Historical Overview
2.2.3 Co-Operative Movement In Nigeria
2.2.4 Types Of Co-Operative Societies
2.2.5 Thrift And Credit Co-Operative Society
2.2.6 Motive For Forming Or Joining Co-Operative Society
2.2.7 Factor Influencing Formation C/S
2.2.8 Benefits Of Joining Co-Operatives
2.2.9 Court Of Appeal Staff Enugu Multipurpose Co-Operative Society Limited Enugu
2.3 Commercial Banks
2.4 Mortgage Institutions
2.5 Micro Credit Institutions
2.6 Insurance Companies
2.7 The Impact Of Thrift Organizations On Economics Well Being Of The People Of Enugu State
2.8 Summary Of Review
Chapter Three
3.0 Research Methods
3.1 Research Design
3.2 Area Of Study
3.3 Population Of The Study
3.4 Sample Size And Sampling Techniques
3.5 Instrument For Data Collection
3.6 Method Of Data Collection
3.7 Validation And Reliability Of The Instrument
3.8 Method Of Data Analysis And Presentation
3.9 Decision Rule
Chapter Four
4.0 Data Analysis And Presentation
4.1 Data Analysis
4.2 Data Presentation
4.3 Discussion
Chapter Five
5.0 Summary Of Findings, Conclusion, And Recommendation
5.1 Summary Of Findings
5.2 Conclusions
5.3 Recommendations
Questionnaire
References
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