Credit Management Techniques In Agricultural Co-operative Bank
(A Case Study Of Nacrdb Enugu)
This project is written to be useful to all who are interested in co-operative organizations, banks and the general public.
This is to reveal the process of effective management of credit in Co-operative Agricultural Bank in Enugu. In this project, one finds out the means of which this Nigeria Agricultural Co-operative and Rural Development Bank grants loans to public. For example, critical examining showed that NACRDB grants two broad categories of loans namely: micro and macro. At the macro level, only agricultural projects like agro processing, marketing, production, etc are considered. While non-agricultural projects financed under micro include artisans such as vulcanisers, road side mechanics, barbing, hair dressing saloons etc.
Factors militating against effective credit management in Agricultural Co-operative Banks in Enugu were revealed both economical and political.
The method use in collecting data for this project is presented in tables and analysed using simple percentage rating. Much recommendations on the way/ways of improving co-operative credit management is critically highlighted.
NOTE: Preview the following Table of Content before you download the full content. WYSIWYG – What You See Is What You Get.
Title Page
Approval Page
Dedication
Acknowledgement
Abstract
Table Of Contents
Chapter One:
1.0 Introduction
1.1 Background Of The Study
1.2 Statement Of The Problem
1.3 Objective Of The Study
1.4 Significance Of The Study
1.5 Scope And Limitation
1.6 Definition Of Terms
1.7 Research Question
Chapter Two:
2.0 Literature Review
2.1 The Nature Of Credit Co-Operative
2.2 Origin Of Credit Co-Operative
2.3 Types Of Credit Co-Operative
2.4 Co-Operative Thrift & Credit Society (Ctcs)
2.5 Overview Of Credit Management Techniques
2.6 Importance Of Credit Management
2.7 Contribution Of Credit To Economic Development
2.8 The Nacrdb As A Source Of Finance For Co-Operative Business
2.9 Mandate, Corporate Objective And Business Philosophy Of Nacrdb Credit Schemes
i. Micro Enterprise Scheme
ii. Macro Enterprise Scheme
– Nacrdb Interest Rate Regime
– How To Access Nacrdb Loans
– Nacrdb Ltd Sources Of Fund
2.10 Contribution Of Other Banks In Agricultural Financing
References
Chapter Three:
3.0 Research Design And Methodology
3.1 Introduction
3.2 Area Of Study
3.3 Population Of The Study
3.4 Sample And Sampling Procedure
3.5 Method Of Data Collection
3.6 Sources Of Data
Chapter Four:
4.1 Data Presentation, Analysis And Interpretation
Chapter Five
5.1 Summary:
3.3 Recommendations:
3.4 Conclusion:
Appendix B
Bibliography
This “Credit Management Techniques In Agricultural Co-operative Bank” file contains 5 Chapters, 75 Pages and 9,901 Words.
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